HUD $100 Down

Understanding your financial needs and goals is important to us, and we are committed to securing financing that meets your needs.

HUD Owned Homes for $100 Down Payment

What is the HUD REO $100 Down Program?


This loan program is specifically designed for homes that are owned by HUD.  You can purchase a HUD owned home with as little as $100 down payment.  The loan is a standard FHA 203b loan.  It just has a special incentive where you only need the $100 down payment instead of the standard 3.5% down payment.



  • Home must be owned by HUD
  • $100 Down Payment
  • Available with 620+ Credit Score
  • First Time Home Buyers OK
  • Maximum Loan Amount Varies by Metropolitan Statistical Area (Orlando MSA max is $353,750) contact us for your area
  • Must provide proof of Income and Assets
  • Owner Occupied Homes Only
  • Full Documentation and standard FHA qualifying required



  • This is a Standard FHA Loan Program
  • You must live in the home for 3 years
  • Home must Be HUD owned, contact us to provide you with listings to view
  • Standard FHA terms: 30 or 15 Year Fixed or 5/1 ARM
  • Download our HUD $100 Down Flyer


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